Fintech platform leader with 10+ years of experience building and scaling Financial Services ecosystems (B2C & B2B Payment, E-Money, E-Wallet, BNPL, Financing, Loyalty) across Southeast Asia. Led cross-functional teams of 20+ across product, engineering, and finance to deliver multi-country financial infrastructure supporting millions of transactions monthly. Experienced in payment integrations, financial platform architecture and operational automation across 9 countries and 15+ currencies. Recognized for driving platform scalability, operational automation, and strategic alignment between technology and business.